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Understanding Online Privacy: What Websites Know About You

February 3, 2026 · Online Safety & Privacy
A flat lay photo showing a generic tablet with a blurred screen, a cup of tea, and reading glasses on a wooden desk, bathed in golden hour light.

You use the internet to connect with loved ones, find information, shop for necessities, and pursue your hobbies. This digital world offers incredible convenience and joy. However, you might also hear stories that make you wonder, “What exactly do websites know about me?” It is a valid question, and understanding your online privacy empowers you to navigate the internet with confidence.

Many people express concern about their information online, and those concerns are understandable. Websites and online services collect various types of data as you browse and interact. This article will shine a light on what information gets collected, how it is used, and most importantly, what practical steps you can take to manage your online privacy effectively. You can control a surprising amount of what websites track about you, and we will show you how.

Table of Contents

  • What Websites Know About You: The Basics of Online Tracking
  • Cookies: More Than Just a Sweet Treat
  • Understanding Internet Privacy Settings on Your Devices and Social Media
  • Your Digital Footprint: What You Share Voluntarily and Involuntarily
  • Safe Online Shopping and Banking Practices
  • Browser Privacy Tools and Settings: Your Allies
  • Protecting Your Personal Information: Everyday Habits
  • What To Do If You Suspect a Privacy Breach
  • Frequently Asked Questions
Over-the-shoulder view of person browsing laptop in moody afternoon lighting showing digital footprint concepts.
Your daily browsing habits create a digital trail that advertisers follow across the web.

What Websites Know About You: The Basics of Online Tracking

Every time you visit a website, send an email, or even just open an app, you leave a little digital trail. This process is called online tracking, and it describes how websites, advertisers, and other companies gather information about your activities across the internet. Understanding this process is the first step in taking control of your web privacy.

Beyond tracking, it is also important to know how to spot fake websites that may try to deceive you into providing sensitive information.

So, what exactly does this tracking involve? Websites collect various pieces of information, sometimes directly from you, and sometimes simply by observing your internet usage. Here are some key examples of what websites track about you:

  • Your Browsing Habits: Websites record which pages you visit, how long you stay on them, what you click, and even what you search for. This helps them understand your interests and preferences.
  • Your Location: Many websites and apps ask for access to your location data. If you grant permission, they can know your general geographic area, or sometimes even your precise location, through your device’s GPS or your IP address. An IP address is like a mailing address for your device on the internet. It helps websites send information back to your computer or phone.
  • Your Device Information: Websites learn about the type of device you use (smartphone, tablet, desktop), your operating system (Windows, iOS, Android), and even your screen size. This helps them display content correctly and can also contribute to creating a unique “fingerprint” of your device.
  • Your Interactions: When you fill out forms, make purchases, or leave comments, websites record that direct input. This includes your name, email address, shipping details, and payment information.
  • Your Clicks and Views: Advertisers track which ads you see and click on. This helps them understand what kind of advertising works best and allows them to show you ads they think you might be interested in. For example, if you frequently view articles about gardening, you might start seeing ads for gardening tools or seeds.

These pieces of information, when put together, create a profile of your online activities. Companies use this profile to personalize your experience, show you relevant ads, and even improve their services. While some of this tracking can be helpful, such as a shopping site remembering items in your cart, it is important to know when and how to manage it for your own privacy.

The Federal Trade Commission advises consumers to understand how their personal information is collected and used online. You have the right to know and to make informed choices about your privacy.

Person scrolling on smartphone outdoors at twilight with city lights in background.
Digital cookies work silently behind the scenes, remembering your visits and preferences.

Cookies: More Than Just a Sweet Treat

The term “cookies” often comes up in discussions about online tracking. These are not the delicious kind you bake. In the digital world, cookies are small text files that websites place on your computer or phone when you visit them. They serve several purposes, making your internet experience both smoother and, at times, more visible to others.

While web cookies are a primary concern, other household technology like smart speakers have their own privacy settings you might want to review.

Think of a cookie as a tiny memory note a website leaves on your device. When you return to that site, it reads the note to remember things about you. Here are the main types and what they do:

  • First-Party Cookies: The website you are directly visiting places these cookies. They are generally helpful. For instance, they remember items you add to a shopping cart, keep you logged into a website, or recall your language preferences. These improve your experience on that specific site.
  • Third-Party Cookies: Other companies, often advertisers, place these cookies on your device through the website you are visiting. Third-party cookies are the primary tool for online tracking across different websites. If you visit a news site that uses an advertising network, that network can place a third-party cookie. Later, when you visit a different website that uses the same advertising network, that cookie helps the network recognize you and show you targeted ads based on your previous browsing. This is how you might see an ad for a product you viewed on one site appear on an entirely different site.
Person adjusting privacy settings on a digital tablet in a bright kitchen
Taking a moment to review your browser settings puts you back in control of your data.

Practical Steps: How to Manage and Clear Cookies

You have control over cookies. Taking these steps helps you manage your web privacy:

  • Adjust Your Browser Settings: All major web browsers, like Chrome, Firefox, Edge, and Safari, allow you to manage cookies. You can choose to block all third-party cookies, clear cookies when you close your browser, or even block all cookies entirely (though this might make some websites less functional). Look for “Privacy and Security” settings in your browser’s menu.
  • Clear Your Browsing Data Regularly: Periodically clearing your browser’s cookies and cached data removes those digital memory notes. This effectively erases some of the tracking information stored on your device.
  • Use Browser Extensions: Some browser extensions specifically block tracking cookies. These tools add an extra layer of privacy protection. We will discuss these more in a later section.
  • Respond to Cookie Consent Pop-ups: Many websites now show a pop-up asking for your consent to use cookies. Do not just click “Accept” without looking. Often, you can click “Manage Preferences” or “Settings” and choose to only accept necessary cookies, declining those used for tracking and advertising. This is an important way to instantly take control of what websites track about you.
Flat lay of smartphone displaying privacy toggle switches on a wooden desk workspace.
Take charge of your data by reviewing and customizing the privacy permissions on your daily devices.

Understanding Internet Privacy Settings on Your Devices and Social Media

Your devices and the apps you use offer many privacy controls, even if they sometimes feel hidden. Learning to navigate these settings puts you in the driver’s seat of your internet privacy. You can often limit what information companies collect and share.

Person adjusting privacy settings on laptop screen with abstract toggle icons during evening.
Reviewing your operating system’s settings is the first step to securing your digital data.

Device Privacy Settings

Both your computer’s operating system (Windows or macOS) and your smartphone’s operating system (iOS or Android) have comprehensive privacy settings. You can usually find these in your device’s main “Settings” menu under categories like “Privacy,” “Security & Privacy,” or “Location Services.”

  • Location Services: Review which apps have permission to access your location. You can often choose to allow access “Always,” “While Using the App,” or “Never.” Many apps do not truly need your location to function. Consider restricting this for apps like games or social media unless they specifically need it, like a mapping app.
  • Microphone and Camera Access: Check which apps can use your microphone and camera. Malicious apps could potentially record you without your knowledge. Limit access to only those apps you trust and actively use for communication or photo taking.
  • App Permissions: Your device’s settings allow you to see what permissions each installed app has requested. This includes access to your contacts, photos, calendar, and more. If a flashlight app asks for access to your contacts, that is a red flag. Revoke permissions that seem unnecessary.
  • Advertising Identifiers: Your phone has an advertising ID that companies use to show you targeted ads. You can usually reset this ID periodically or limit ad tracking in your device’s privacy settings. This does not stop ads, but it makes them less personalized.
Hands adjusting abstract privacy toggle switches on a smartphone screen outdoors.
Regularly reviewing your social media settings is a quick habit that significantly boosts your digital security.

Social Media Privacy Settings

Social media platforms like Facebook, Instagram, and X (formerly Twitter) are treasure troves of personal information. Thankfully, they also offer robust social media privacy settings that you can adjust. These settings are frequently updated, so it is a good practice to review them periodically, perhaps once every few months.

  • Who Can See Your Posts: On platforms like Facebook, you can often choose who sees your posts: “Public,” “Friends,” or “Only Me.” For increased privacy, consider setting your default sharing to “Friends” or even “Only Me” for particularly sensitive updates.
  • Tagging and Photo Permissions: Review who can tag you in photos or posts. You might want to approve tags before they appear on your profile. Also, adjust settings related to who can download or share photos you upload.
  • Friend Requests and Contact Information: Control who can send you friend requests and who can look you up using your email address or phone number. Limiting these options reduces the chances of unwanted contact or scammers trying to connect with you.
  • Information Sharing with Third-Party Apps: Many social media platforms allow you to connect them with other apps, like games or quizzes. These apps often request access to your profile information. Regularly review which third-party apps have access to your social media accounts and revoke access for any you no longer use or do not recognize.
  • Data Download: Platforms like Facebook and Google allow you to download a copy of the data they have collected about you. Reviewing this can be eye-opening and helps you understand the extent of what websites track about you.

Regularly checking and updating these settings is a powerful way to manage your web privacy. Do not feel intimidated by the options. Take your time, read the explanations, and make choices that feel comfortable for you.

Low angle view of person walking on city street holding phone during golden hour.
Just like physical footsteps, your online activities leave a trail of data behind you.

Your Digital Footprint: What You Share Voluntarily and Involuntarily

Every time you engage online, you leave a “digital footprint.” This footprint consists of all the data you generate through your online activities. Some of this information you share intentionally, but a significant portion gets shared without you even realizing it. Understanding this helps you manage your online tracking.

Wide shot of person using tablet in modern living room during blue hour twilight.
Every time you sign up or fill out a form, you are actively choosing to share your digital footprint.

Voluntary Information Sharing

You consciously provide certain information when you:

  • Fill Out Online Forms: This includes signing up for newsletters, making online purchases, creating accounts, or participating in surveys. You might provide your name, email address, physical address, phone number, and payment details.
  • Post on Social Media: Every photo, comment, status update, and shared link contributes to your digital footprint. Location tags, birthdates, and relationship statuses also fall into this category.
  • Send Emails or Messages: The content of your communications, along with recipient and sender information, contributes to this footprint, especially if you use web-based email services.
Over-the-shoulder view of a person using a laptop at a desk during blue hour twilight.
Pause before you click: that moment of hesitation is where digital mindfulness begins.

Involuntary Information Sharing

This is where what websites track about you becomes a bit more subtle:

  • IP Addresses: As mentioned, your IP address is visible to every website you visit. It can reveal your general geographic location, sometimes down to your city or region.
  • Browser Fingerprinting: Beyond cookies, websites can create a unique “fingerprint” of your device by combining details like your browser type, operating system, screen resolution, installed fonts, and even your time zone. This digital signature helps them identify you without traditional cookies, contributing to online tracking.
  • Referrer Headers: When you click a link from one website to another, the new website often receives information about where you came from. This “referrer” information shows your browsing path.
  • Device Sensors: Modern smartphones have many sensors, including accelerometers, gyroscopes, and light sensors. Some apps can access this data. While typically used for app functionality, the collective data from these sensors can potentially contribute to your unique device profile.
Person holding smartphone looking contemplative outdoors under bright overcast sky.
Taking a brief pause to consider the implications before clicking share.

Actionable Insight: Thinking Before You Share

The key to managing your digital footprint lies in mindfulness. Before you click “Agree,” “Accept,” or “Share,” ask yourself:

  • “Do I really need to give this website or app this information?”
  • “What will they do with this information?”
  • “Could this information be used against me?”

Remember, once information is online, it can be very difficult to remove. Make thoughtful decisions about what you share, and regularly review your privacy settings on all your devices and online accounts. This helps you maintain better internet privacy.

Person securely shopping online with laptop and card on a sunlit outdoor patio.
Simple precautions turn online banking into a secure and convenient part of your daily routine.

Safe Online Shopping and Banking Practices

Online shopping and banking offer incredible convenience, but they also require extra vigilance to protect your financial and personal information. You can conduct these activities securely by following a few simple, actionable steps to ensure your web privacy.

Flat lay of smartphone and blank credit card on a dark desk in blue evening light.
Taking a moment to review security settings ensures safer online transactions during banking and shopping.

Key Protections for Online Shopping and Banking

  • Look for “HTTPS” and the Padlock Icon: Before entering any sensitive information (like credit card numbers or banking logins), always check the website address. It should start with “https://” not “http://”. The “s” stands for “secure,” meaning the information you send to and from the website is encrypted, making it much harder for others to intercept. You will also see a small padlock icon in your browser’s address bar. This is a fundamental step to understand internet privacy for transactions.
  • Use Strong, Unique Passwords: For every online shopping or banking account, create a password that is long, complex, and unique. Never reuse passwords across different sites. Using a password manager, a secure app that remembers all your passwords for you, can greatly simplify this.
  • Enable Two-Factor Authentication (2FA): This is an extra security step that adds a layer of protection to your accounts. After you enter your password, the website sends a code to your phone or email. You then enter that code to log in. This means even if someone steals your password, they cannot access your account without your phone. Your bank and most online retailers offer two-factor authentication, and you should enable it wherever possible.
  • Monitor Your Accounts Regularly: Get into the habit of checking your bank and credit card statements frequently. Look for any unfamiliar transactions. If you spot something suspicious, contact your bank immediately. Many banks allow you to set up alerts for large transactions or unusual activity.
  • Shop and Bank on Trusted Networks: Avoid making purchases or logging into your bank account when connected to public Wi-Fi networks (like those at coffee shops or airports). These networks are often unsecured, making it easier for someone to snoop on your activity. Use your home Wi-Fi, which you have secured with a strong password, or your phone’s cellular data connection.
  • Be Wary of Email Links: Never click on links in emails that claim to be from your bank or an online store asking you to update your information or verify a purchase. These are often phishing attempts, fake emails trying to trick you into giving personal information. If you need to access your bank or a shopping site, type the website address directly into your browser or use their official app.
  • Keep Software Updated: Ensure your web browser and any security software on your computer are always up to date. Updates often include critical security patches that protect you from new threats.

The AARP Fraud Watch Network continually warns about the importance of verifying website authenticity and using strong security measures for online financial transactions. Your vigilance protects your savings.

By taking these precautions, you significantly reduce your risk of financial fraud and protect your personal information during online transactions. You are in control of your financial safety online.

Person working at a clean home office desk with a computer in soft morning light.
Configuring your browser settings is a simple way to take charge of your digital footprint.

Browser Privacy Tools and Settings: Your Allies

Your web browser is your main gateway to the internet, and it comes equipped with tools and settings designed to enhance your web privacy. Learning to use these features effectively gives you more control over online tracking and what websites track about you.

Person using laptop in modern city apartment during blue hour twilight
Enhance your digital privacy and security by utilizing trusted browser extensions.

Leveraging Your Browser’s Built-in Features

  • Private Browsing or Incognito Mode: Almost all browsers offer a “private browsing” or “incognito” mode. When you use this mode, your browser does not save your browsing history, cookies, or information you enter into forms after you close the private window. This is useful for sensitive searches, using a shared computer, or when you do not want your online activities to influence future targeted ads. Keep in mind, this mode does not make you anonymous to websites or your internet service provider, but it does prevent local tracking on your device.
  • “Do Not Track” Requests: Many browsers include a “Do Not Track” setting. When enabled, your browser sends a request to websites you visit, asking them not to track your activity. While many reputable websites respect this request, it is not legally binding, and some websites might choose to ignore it. It is a good option to turn on, but it should not be your only privacy protection.
  • Cookie Management: As discussed earlier, your browser’s settings allow you to control cookies. You can block third-party cookies, clear all cookies, or manage them on a site-by-site basis. Regularly review these settings to ensure they align with your privacy preferences.
Low angle view of hands typing on a laptop in a sunlit cafe setting.
Installing reputable browser extensions can act as a digital shield for your daily surfing.

Enhancing Privacy with Browser Extensions

Browser extensions are small software programs that add new features to your browser. Several extensions specifically focus on privacy and can further limit online tracking:

  • Ad Blockers: Many ads come with trackers embedded in them. Ad-blocking extensions not only make your browsing experience cleaner by removing intrusive ads but also often block the associated trackers, limiting what websites track about you. Popular options include uBlock Origin and AdBlock Plus.
  • Tracker Blockers: Extensions like Privacy Badger or Ghostery specifically identify and block invisible trackers that follow you across the web. These tools can show you how many trackers a website attempts to use and then block them.
  • HTTPS Everywhere: This extension ensures that your browser always tries to use the secure HTTPS connection (if available) when visiting websites, encrypting your communication and protecting your data from eavesdropping.

When considering browser extensions, always download them from your browser’s official extension store (e.g., Chrome Web Store, Firefox Add-ons). Read reviews and check the developer’s reputation to ensure you install trustworthy software. Installing too many extensions can sometimes slow down your browser, so choose ones that offer the most significant privacy benefits for you.

By actively using your browser’s privacy settings and considering reputable privacy-focused extensions, you build a stronger defense against unwanted online tracking. This empowers you to understand internet privacy at a deeper level and take control.

Person holding smartphone at table with dramatic afternoon shadow patterns.
Consistent daily habits are your strongest defense when protecting personal information online.

Protecting Your Personal Information: Everyday Habits

Protecting your personal information online requires consistent, conscious effort. It is not about one grand action, but a series of small, smart habits you adopt every day. These habits build a strong defense for your web privacy and help you limit what websites track about you.

Macro shot of a finger closing a sliding privacy cover on a laptop webcam.
Simple physical barriers, like webcam covers, act as a first line of digital defense.

Essential Everyday Privacy Habits

  • Think Before You Click, Share, or Post: This is perhaps the most fundamental rule. Before you click on a link, share a photo, or post a comment, take a moment to consider the potential implications. Could this information be misused? Who will see it? If you have doubts, it is usually better to err on the side of caution.
  • Use Strong, Unique Passwords and a Password Manager: Reusing passwords is like using the same key for every lock you own. If one lock breaks, all your others become vulnerable. A strong password combines uppercase and lowercase letters, numbers, and symbols. A password manager helps you create and remember these unique passwords for all your accounts securely.
  • Enable Two-Factor Authentication (2FA) Everywhere Possible: As discussed earlier, two-factor authentication adds a critical layer of security. If a service offers it, turn it on. It significantly reduces the risk of someone unauthorized accessing your accounts, even if they somehow get your password.
  • Regularly Review Your Privacy Settings: Websites and apps frequently update their privacy policies and settings. What was private yesterday might be public today if you do not check. Make it a habit to review your settings on social media, email, and other important online accounts every few months.
  • Be Wary of Public Wi-Fi: Public Wi-Fi networks (in coffee shops, airports, libraries) are often unsecured. This means others on the same network could potentially intercept your data. Avoid doing sensitive tasks, like online banking or shopping, on public Wi-Fi. If you must use it, consider using a Virtual Private Network (VPN), which encrypts your internet traffic.
  • Keep Your Software Updated: Operating systems, web browsers, and applications regularly release updates. These updates often include critical security patches that fix vulnerabilities hackers could exploit. Enable automatic updates or make a habit of checking for them regularly.
  • Question Information Requests: If a website or app asks for information or permissions that seem unrelated to its function, question it. For example, why would a simple game app need access to your contacts or location? If it seems suspicious, deny the permission or reconsider using the app.
  • Delete Old Accounts: If you no longer use an online account, consider deleting it. Dormant accounts still hold your personal information and can become targets for data breaches.

The National Cyber Security Alliance emphasizes that good cyber hygiene, including strong passwords and privacy awareness, is the foundation of online safety. Empower yourself with these simple practices.

These everyday habits might seem like small steps, but collectively, they create a robust defense for your personal information. You build a protective shield around your digital life, ensuring greater internet privacy.

Low angle photo of person making urgent phone call holding credit card in moody lighting.
If you suspect a breach, acting quickly to contact financial institutions is your first line of defense.

What To Do If You Suspect a Privacy Breach

Despite your best efforts, sometimes things go wrong. Data breaches happen, accounts get compromised, or you might accidentally share too much information. If you suspect your web privacy has been breached, or if your personal information feels exposed, do not panic. Take immediate, decisive action. Remember, scammers are clever—falling for a trick or experiencing a breach doesn’t make you foolish.

Two people sitting at a table discussing next steps with a laptop in warm light.
Taking action is easier with support—contact trusted resources to limit damage and restore security.

Immediate Action Steps

  1. Change Passwords Immediately: If you suspect an account is compromised, change its password right away. If you used the same password for other accounts, change those too. Make sure your new passwords are strong and unique.
  2. Enable Two-Factor Authentication (2FA): If you had not already, enable two-factor authentication on the compromised account and all other critical accounts (email, banking, social media). This makes it much harder for anyone else to log in, even with your password.
  3. Notify Your Bank and Credit Card Companies: If financial accounts might be involved, call your bank and credit card companies. Explain what happened. They can monitor your accounts for fraudulent activity, issue new cards, and advise you on further steps.
  4. Monitor Your Accounts and Credit Report: Keep a close eye on all your financial statements and online accounts for any unusual activity. You can also get a free copy of your credit report annually from each of the three major credit bureaus (Equifax, Experian, TransUnion) at AnnualCreditReport.com. Look for accounts you do not recognize.
  5. Freeze Your Credit (If Necessary): If you fear identity theft, consider freezing your credit. A credit freeze prevents new credit accounts from being opened in your name, significantly limiting potential damage. It is free to freeze and unfreeze your credit with each of the credit bureaus.
  6. Scan Your Devices for Malware: If you clicked a suspicious link or downloaded something unusual, run a full scan with reputable antivirus or anti-malware software. Malware is bad software that can harm your computer or steal information.
  7. Remove Any Suspicious Apps: Check your phone and computer for any apps you do not remember installing or that seem unusual. Uninstall them immediately.
Low angle view of person typing on laptop in home office with dramatic afternoon lighting
Reporting suspicious activity immediately is the first step toward regaining control and protecting your data.

How to Report Privacy Incidents and Scams

Reporting incidents helps authorities track down criminals and prevent others from becoming victims. It is a crucial step for the greater good.

  • Federal Trade Commission (FTC): Report identity theft and fraud to the Federal Trade Commission (FTC) online at ReportFraud.ftc.gov or by calling 1-877-382-4357. The FTC provides a personalized recovery plan.
  • FBI Internet Crime Complaint Center (IC3): If you were a victim of an internet crime, report it to the FBI Internet Crime Complaint Center (IC3).
  • Local Police: If you lost money or believe a crime occurred, file a report with your local police department. They might not always investigate individual cases, but a police report can be vital for disputing fraudulent charges or proving identity theft.
  • Social Media Platforms: If the incident occurred on a social media platform, report it to the platform directly.

You are not alone if something goes wrong. Many trusted resources are available to help you navigate these challenges. Reach out to family, your bank, or the FTC for guidance and support. Taking proactive steps can significantly limit the damage and help you regain your peace of mind.

Frequently Asked Questions

Here are answers to common questions about online tracking and internet privacy.

What if I accidentally shared too much personal information online?

If you realize you have shared information you did not intend to, first assess what information was shared. If it is on a social media post, delete the post immediately. If you entered it into a form on a website, contact the website directly to see if they can remove it from their records, though this is not always possible. Change any passwords that might be compromised, especially if the shared information included security questions or hints. Keep a close watch on your financial accounts and credit report for any unusual activity. The key is to act quickly to mitigate potential risks. Remember, a single accidental share does not mean your entire privacy is lost, but quick action is essential.

How can I tell if a website is collecting too much information about me?

Look for several indicators. First, check the website’s privacy policy. Most reputable sites clearly outline what data they collect and how they use it. Second, observe the website’s behavior: Does it ask for permissions that seem unnecessary for its function, such as a recipe site asking for your location? Third, use browser extensions like Privacy Badger or Ghostery. These tools can show you in real-time how many trackers a site is attempting to use. If a website bombards you with pop-ups asking for excessive permissions or links to many third-party services, it is likely collecting a significant amount of data. Trust your gut feeling: if something feels off, it probably is.

Are those pop-ups asking about cookies important?

Yes, those cookie consent pop-ups are very important. They are a direct result of privacy regulations that give you the right to control what websites track about you. Do not just click “Accept” without thinking. Instead, look for options like “Manage Preferences,” “Cookie Settings,” or “Customize.” These options allow you to decline non-essential cookies, such as those used for advertising and extensive tracking, while still allowing the website to function with necessary cookies. Taking a moment to adjust these settings significantly enhances your web privacy.

Should I use an ‘Incognito’ or ‘Private’ browser mode?

Using “Incognito” or “Private” mode is a good habit for certain situations. It prevents your browser from saving your browsing history, cookies, and form data on your device. This is excellent for using a shared computer, doing sensitive searches you do not want linked to your profile, or when you want to shop without ads following you later. However, it is crucial to understand that it does not make you anonymous to the websites you visit or your internet service provider. They can still see your IP address and activities. It primarily offers local privacy on your device.

How often should I review my privacy settings?

It is a good practice to review your privacy settings on important accounts (like social media, email, and banking) every few months, or at least twice a year. Companies frequently update their privacy policies and introduce new features that might change default settings. A quick review ensures your settings remain aligned with your preferences. Also, review settings whenever a major update happens to an app or operating system, or if you sign up for a new online service.

Disclaimer: This article provides general information about online safety and is not a substitute for professional advice. If you believe you’ve been a victim of fraud, contact your bank immediately and report the incident to the FTC at ReportFraud.ftc.gov or call 1-877-382-4357. If you’ve lost money, also file a report with your local police.

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